Worldwide, Argentina, Austria, Brazil, Bulgaria, Canada, Chile, Colombia, Ecuador, Germany, Italy, Mexico, Peru, United Kingdom, United States
Survey time period
May to June 2024
Number of respondents
2,000 respondents
Age group
18 years and older
Special properties
Consumers, whose use of BNPL schemes increased compared to one year before; The source did not survey respondents from the Asia-Pacific region, Africa, or the Middle East
Method of interview
Online survey
Supplementary notes
The source phrased the question as follows: "You say your usage of Buy Now Pay Later (BNPL) has increased, why is that? Select all that apply"
The results have been weighted to represent the entire population.
The source does not clarify whether multiple answers were possible.
Citation formats
Main reasons for the increased use of BNPL worldwide 2024, by age and gender
Needing a purchase right away was a bigger motivation to use BNPL for Gen Z and Millennials than for their older counterparts. This is according to a survey conducted in 14 different countries across Europe, Latin America, and North America. That said, budgeting was the main reason why BNPL use increased in 2024, according to **** out of 10 survey respondents regardless of age group or gender.
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Paysafe Group. (August 12, 2024). Main motivation for consumers worldwide on why they used buy now, pay later (BNPL) more often in 2024, by demographic [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 24, 2026, from /statistics/1538386/reasons-for-increased-bnpl-usage-by-age/
Paysafe Group. "Main motivation for consumers worldwide on why they used buy now, pay later (BNPL) more often in 2024, by demographic." Chart. August 12, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 24, 2026. /statistics/1538386/reasons-for-increased-bnpl-usage-by-age/
Paysafe Group. (2024). Main motivation for consumers worldwide on why they used buy now, pay later (BNPL) more often in 2024, by demographic. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 24, 2026. /statistics/1538386/reasons-for-increased-bnpl-usage-by-age/
Paysafe Group. "Main Motivation for Consumers Worldwide on Why They Used Buy Now, Pay Later (Bnpl) More Often in 2024, by Demographic." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 12 Aug 2024, /statistics/1538386/reasons-for-increased-bnpl-usage-by-age/
Paysafe Group, Main motivation for consumers worldwide on why they used buy now, pay later (BNPL) more often in 2024, by demographic ÌÇÐÄÆƽâ°æ, /statistics/1538386/reasons-for-increased-bnpl-usage-by-age/ (last visited July 24, 2026)
Main motivation for consumers worldwide on why they used buy now, pay later (BNPL) more often in 2024, by demographic [Graph], Paysafe Group, August 12, 2024. [Online]. Available: /statistics/1538386/reasons-for-increased-bnpl-usage-by-age/
