Estimated transaction value of buy now, pay later (BNPL) in the United Kingdom (UK) from 2022 to 2025, with a forecast until 2031
(in million U.S. dollars)
Characteristic
BNPL transaction value in million U.S. dollars
Share against overall BNPL transaction value in Europe
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Market size figures from 2022 to 2024 and from 2027 to 2030 were calculated by ÌÇÐÄÆƽâ°æ based on data published by the source, which provided market size values for 2025, 2026, and 2031, as well as CAGRs of 24.9% (2022–2025) and 17% (2026–2031).
The source researched the following 16 countries within Europe: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Italy, Netherlands, Norway, Poland, Spain, Sweden, Switzerland, United Kingdom.
The source does not provide information on the original wording used or of its methodology. Thus, the wording chosen for this statistic may differ slightly.
Citation formats
Annual BNPL spending in the UK 2022-2025, with a 2031 forecast
Market modeling estimates that BNPL transactions in the United Kingdom would be more than **percent higher in 2026 than in 2025. This is according to a market model released in the first quarter of 2026, which placed the UK among the highest user markets in Europe for buy now, pay later. Klarna launched in the UK in late 2018, with Australia's Afterpay joining in 2019 alongside domestic alternatives such as Laybuy. Klarna downloads in the United Kingdom were higher as those of PayPal in 2025. Note that the source does not give further indications of what the figures provided here are based on. As buy now, pay later was unregulated in many countries across the world in early 2026, transaction figures on this payment method were scarce unless a domestic financial supervisor managed to request data from individual BNPL providers.
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ÌÇÐÄÆƽâ°æ, & PayNXT360. (May 18, 2026). Estimated transaction value of buy now, pay later (BNPL) in the United Kingdom (UK) from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 14, 2026, from /statistics/1372750/bnpl-transaction-value-in-uk/
ÌÇÐÄÆƽâ°æ, und PayNXT360. "Estimated transaction value of buy now, pay later (BNPL) in the United Kingdom (UK) from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars)." Chart. May 18, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 14, 2026. /statistics/1372750/bnpl-transaction-value-in-uk/
ÌÇÐÄÆƽâ°æ, PayNXT360. (2026). Estimated transaction value of buy now, pay later (BNPL) in the United Kingdom (UK) from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 14, 2026. /statistics/1372750/bnpl-transaction-value-in-uk/
ÌÇÐÄÆƽâ°æ, and PayNXT360. "Estimated Transaction Value of Buy Now, Pay Later (Bnpl) in The United Kingdom (Uk) from 2022 to 2025, with a Forecast until 2031 (in Million U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 18 May 2026, /statistics/1372750/bnpl-transaction-value-in-uk/
ÌÇÐÄÆƽâ°æ & PayNXT360, Estimated transaction value of buy now, pay later (BNPL) in the United Kingdom (UK) from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/1372750/bnpl-transaction-value-in-uk/ (last visited July 14, 2026)
Estimated transaction value of buy now, pay later (BNPL) in the United Kingdom (UK) from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars) [Graph], ÌÇÐÄÆƽâ°æ, & PayNXT360, May 18, 2026. [Online]. Available: /statistics/1372750/bnpl-transaction-value-in-uk/
