Affirm's financial year runs from July 1 to June 30. The figures shown here have been corrected away from the financial year. Figures from Q3 2024, for example, come from Affirm's reporting for FY 2025 as of the three months ending on September 30 (2024).
Citation formats
Quarterly delinquency rate of BNPL (buy now, pay later) company Affirm 2017-2026
The percentage of Affirm's loans that are at least 30 days past due their original payment date increased in the second quarter of 2026. This was a increase of ***Â percentage point for the U.S. BNPL company when compared to the same quarter in 2025, but still lower than previous peaks, such as in 2020. Nevertheless, these figures are lower than the aggregated credit card delinquency rate for the United States. Why this is the case, is not exactly clear. Industry analysts believe the lower amounts and shorter timeframe of BNPL payments may lower delinquency. Others argue that paying off such payments, first, may impact the ability to pay back larger transactions performed with a credit card.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Website (Affirm). (February 19, 2026). BNPL (buy now, pay later) delinquency rate of Affirm from 3rd quarter 2017 to 2nd quarter 2026, by stage (30, 60 and 90 days past due) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 16, 2026, from /statistics/1445174/affirm-delinquency-rates/
Website (Affirm). "BNPL (buy now, pay later) delinquency rate of Affirm from 3rd quarter 2017 to 2nd quarter 2026, by stage (30, 60 and 90 days past due)." Chart. February 19, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 16, 2026. /statistics/1445174/affirm-delinquency-rates/
Website (Affirm). (2026). BNPL (buy now, pay later) delinquency rate of Affirm from 3rd quarter 2017 to 2nd quarter 2026, by stage (30, 60 and 90 days past due). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 16, 2026. /statistics/1445174/affirm-delinquency-rates/
Website (Affirm). "Bnpl (Buy Now, Pay Later) Delinquency Rate of Affirm from 3rd Quarter 2017 to 2nd Quarter 2026, by Stage (30, 60 and 90 Days past Due)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 19 Feb 2026, /statistics/1445174/affirm-delinquency-rates/
Website (Affirm), BNPL (buy now, pay later) delinquency rate of Affirm from 3rd quarter 2017 to 2nd quarter 2026, by stage (30, 60 and 90 days past due) ÌÇÐÄÆƽâ°æ, /statistics/1445174/affirm-delinquency-rates/ (last visited July 16, 2026)
BNPL (buy now, pay later) delinquency rate of Affirm from 3rd quarter 2017 to 2nd quarter 2026, by stage (30, 60 and 90 days past due) [Graph], Website (Affirm), February 19, 2026. [Online]. Available: /statistics/1445174/affirm-delinquency-rates/
