In 2024, Rocket Mortgage was the company with the largest market share based on the value of refinance mortgage originations. The company was responsible for nearly **** percent of the refinancing market in that year, *** percentage points more than the market share of the second lender in the ranking, United Wholesale Mortgage. The mortgage market has suffered a decline in new business since 2021, mostly because of refinancing loans plummeting due to the higher mortgage interest rates. Nevertheless, the market is forecast to pick up in 2026, as interest rates decline.
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Fitch Ratings. (April 29, 2025). Largest refinance mortgage lenders in the United States in 2024, by market share [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/1497126/largest-refinance-mortgage-lenders-usa/
Fitch Ratings. "Largest refinance mortgage lenders in the United States in 2024, by market share." Chart. April 29, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/1497126/largest-refinance-mortgage-lenders-usa/
Fitch Ratings. (2025). Largest refinance mortgage lenders in the United States in 2024, by market share. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/1497126/largest-refinance-mortgage-lenders-usa/
Fitch Ratings. "Largest Refinance Mortgage Lenders in The United States in 2024, by Market Share." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 29 Apr 2025, /statistics/1497126/largest-refinance-mortgage-lenders-usa/
Fitch Ratings, Largest refinance mortgage lenders in the United States in 2024, by market share ÌÇÐÄÆÆ½â°æ, /statistics/1497126/largest-refinance-mortgage-lenders-usa/ (last visited July 28, 2026)
Largest refinance mortgage lenders in the United States in 2024, by market share [Graph], Fitch Ratings, April 29, 2025. [Online]. Available: /statistics/1497126/largest-refinance-mortgage-lenders-usa/