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Average credit score in the United States from 2005 to 2025

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Source

Release date

April 2025

Region

United States

Survey time period

2005 to 2025

Special properties

Average FICO Score 8; Figures are reported with about six months delay.

Supplementary notes

The source adds that credit scores typically break down as follows:

  • 720 or more: excellent
  • 660 - 719: average/fair
  • 620 - 659: poor
  • 620 or lower: bad.

Citation formats

Average credit score in the U.S. 2005-2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Apr 22, 2025

The average credit score of Americans - as measured by the FICO score - increased for the first time in about two years in early 2023. The average score in April 2024 stood at ***. The score as displayed ranges from *** to *** and is based on three different consumer reporting agencies (CRAs) in the United States, namely Equifax, TransUnion, and Experian. The source adds that the score was especially impacted by slowing inflation, lower unemployment figures and changes to certain consumer credit data.

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Statistics on " Credit cards in the United States "

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Other statistics that may interest you Credit cards in the United States

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5

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4

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5

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Topics

Credit cards in the United StatesMobile payments in the United StatesHoliday season e-commerce in the United StatesCost of living in the U.S.Inflation in the U.S.
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