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Prospective homebuyers' opinion about the ease of getting a mortgage in the United States from March 2011 to September 2025

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Source

Release date

October 2025

Region

United States

Survey time period

March 2011 to September 2025

Number of respondents

1,000 respondents

Age group

18 years and older

Special properties

National representative survey

Method of interview

Online survey

Citation formats

Perceived ease of getting a mortgage in the U.S. 2011-2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Dec 12, 2025

Obtaining a mortgage loan in the United States has gotten more difficult, according to the results of a national representative survey. Approximately ** percent of Americans found obtaining a mortgage to be difficult in September 2025, compared to ** percent who found it easy. In August 2021, respondents were notably more optimistic about their chances of being approved for home, with ** percent considering getting a mortgage as easy at the time.

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Millennials homeownership in the U.S.Housing market in the U.S.Apartments in the U.S.Residential construction in the U.S.Residential real estate in New York
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* For commercial use only

Basic Account

For single users
$0 USD
Always free
Access limited to Free Statistics. Premium Statistics are not included.
  • Free Statistics
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Starter Account

For single users
$199 USD
per month, billed annually 1
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  • Premium Statistics

  • The statistic on this page is a Premium Statistic and is included in this account.

Professional Account

For teams of up to 99 users
Talk to sales for pricing
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1 All prices do not include sales tax. The account requires an annual contract and will renew after one year to the regular list price.

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