| Characteristic | Cash from savings | Credit card | Secured home loan | Gift/inheritance | Tax refund | Insurance payout | Cash from previous home sale | Unsecured loan | Retirement plan loan |
|---|---|---|---|---|---|---|---|---|---|
| Gen Z | 82% | 34% | 7% | 2% | 14% | 5% | 0% | 2% | 0% |
| Millennials | 85% | 38% | 14% | 8% | 10% | 5% | 9% | 5% | 2% |
| Gen X | 83% | 35% | 16% | 5% | 5% | 5% | 10% | 3% | 2% |
| Baby boomers | 84% | 32% | 12% | 4% | 4% | 5% | 11% | 2% | 2% |
| Seniors | 80% | 32% | 7% | 3% | 1% | 4% | 13% | 3% | 1% |
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Source
Sources
Release date
April 2026
More information
Region
United States
Survey time period
January to March 2026
Number of respondents
10,176 respondents
Age group
18 years and older
Special properties
Homeowners; among registered Houzz users
Method of interview
Email survey
Supplementary notes
Generational categories follow Pew Research Center’s age ranges: Gen Z (18-29), Millennials (30-45), Gen X (46-61), Baby Boomers (62-80) and Seniors (81+).
Multiple responses were allowed.
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