Market size figures from 2022 to 2024 and from 2027 to 2030 were calculated by ÌÇÐÄÆƽâ°æ based on data published by the source, which provided market size values for 2025, 2026, and 2031, as well as CAGRs of 24.7% (2022–2025) and 12.6% (2026–2031).
The source researched the following 16 countries within Europe: Austria, Belgium, Denmark, Finland, France, Germany, Greece, Italy, Netherlands, Norway, Poland, Spain, Sweden, Switzerland, United Kingdom.
The source does not provide information on the original wording used or of its methodology. Thus, the wording chosen for this statistic may differ slightly.
Citation formats
Annual BNPL spending in France 2022-2025, with a 2031 forecast
Market modeling estimates that BNPL transactions in France would be about **percent higher in 2026 than in 2025. This is according to a market model released in the first quarter of 2026, which placed France among one of the average user markets in Europe for buy now, pay later. Klarna launched in France over the course of 2021, alongside other pure players such as Scalapay from Italy or Australia's Afterpay. France also has Oney and Cofidis, which offer BNPL type loans as part of their overall financial services. Downloads of the Klarna app in France grew substantially between 2024 and 2025. Note that the source does not give further indications of what the figures provided here are based on. As buy now, pay later was unregulated in many countries across the world by early 2026, transaction figures on this payment method were scarce unless a domestic financial supervisor managed to request data from individual BNPL providers.
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ÌÇÐÄÆƽâ°æ, & PayNXT360. (May 18, 2026). Estimated transaction value of buy now, pay later (BNPL) in France from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars) [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 21, 2026, from /statistics/1372694/bnpl-transaction-value-in-france/
ÌÇÐÄÆƽâ°æ, und PayNXT360. "Estimated transaction value of buy now, pay later (BNPL) in France from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars)." Chart. May 18, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 21, 2026. /statistics/1372694/bnpl-transaction-value-in-france/
ÌÇÐÄÆƽâ°æ, PayNXT360. (2026). Estimated transaction value of buy now, pay later (BNPL) in France from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars). ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 21, 2026. /statistics/1372694/bnpl-transaction-value-in-france/
ÌÇÐÄÆƽâ°æ, and PayNXT360. "Estimated Transaction Value of Buy Now, Pay Later (Bnpl) in France from 2022 to 2025, with a Forecast until 2031 (in Million U.S. Dollars)." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 18 May 2026, /statistics/1372694/bnpl-transaction-value-in-france/
ÌÇÐÄÆƽâ°æ & PayNXT360, Estimated transaction value of buy now, pay later (BNPL) in France from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars) ÌÇÐÄÆƽâ°æ, /statistics/1372694/bnpl-transaction-value-in-france/ (last visited July 21, 2026)
Estimated transaction value of buy now, pay later (BNPL) in France from 2022 to 2025, with a forecast until 2031 (in million U.S. dollars) [Graph], ÌÇÐÄÆƽâ°æ, & PayNXT360, May 18, 2026. [Online]. Available: /statistics/1372694/bnpl-transaction-value-in-france/
