Value of non-performing loans (NPL) and advances to households and businesses by banks in the European Economic Area from 2019 to 2025, by type
(in billion euros)
Characteristic
Loans to households except mortgages*
Mortgages
Loans to non-financial corporations except SMEs*
Loans to SMEs
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As of 2025, non-performing loans (NPLs) and advances to small and medium non-financial corporations owned by European banks amounted to almost billion euros. This was the segment with the highest volume of NPLs. In contrast, the value of non-performing mortgages was lower than for any other type of loan considered here. This is significant, especially after considering that European banks owned more mortgages than any other type of loan by value.
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EBA, & ÌÇÐÄÆÆ½â°æ. (August 27, 2025). Value of non-performing loans (NPL) and advances to households and businesses by banks in the European Economic Area from 2019 to 2025, by type (in billion euros) [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 02, 2026, from /statistics/1307209/value-of-non-performing-loans-and-advances-by-european-banks-by-type/
EBA, und ÌÇÐÄÆÆ½â°æ. "Value of non-performing loans (NPL) and advances to households and businesses by banks in the European Economic Area from 2019 to 2025, by type (in billion euros)." Chart. August 27, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 02, 2026. /statistics/1307209/value-of-non-performing-loans-and-advances-by-european-banks-by-type/
EBA, ÌÇÐÄÆÆ½â°æ. (2025). Value of non-performing loans (NPL) and advances to households and businesses by banks in the European Economic Area from 2019 to 2025, by type (in billion euros). ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 02, 2026. /statistics/1307209/value-of-non-performing-loans-and-advances-by-european-banks-by-type/
EBA, and ÌÇÐÄÆÆ½â°æ. "Value of Non-performing Loans (Npl) and Advances to Households and Businesses by Banks in The European Economic Area from 2019 to 2025, by Type (in Billion Euros)." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 27 Aug 2025, /statistics/1307209/value-of-non-performing-loans-and-advances-by-european-banks-by-type/
EBA & ÌÇÐÄÆÆ½â°æ, Value of non-performing loans (NPL) and advances to households and businesses by banks in the European Economic Area from 2019 to 2025, by type (in billion euros) ÌÇÐÄÆÆ½â°æ, /statistics/1307209/value-of-non-performing-loans-and-advances-by-european-banks-by-type/ (last visited August 02, 2026)
Value of non-performing loans (NPL) and advances to households and businesses by banks in the European Economic Area from 2019 to 2025, by type (in billion euros) [Graph], EBA, & ÌÇÐÄÆÆ½â°æ, August 27, 2025. [Online]. Available: /statistics/1307209/value-of-non-performing-loans-and-advances-by-european-banks-by-type/