Eurozone: loan interest rates 2026, by country

Average loan interest rate in the euro area as of January 2026, by country and maturity

Loan interest rates in the euro area 2026, by country and maturity

Last update:

Mar 30, 2026

Author:

��ƽ�� Research Department

Regions:

Europe, EU

Survey time period:

From 01/01/2026 to 31/01/2026

As of January 2026, Malta was the Eurozone country with the highest interest rate for short-term loans, amounting to percent. Meanwhile, the Netherlands and Croatia had the lowest interest rate for long-term loans.

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Average loan interest rate in the euro area as of January 2026, by country and maturity

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