The source notes that localities with a population of more than 5,000 are classified as urban. It adds the following information:
"Locality: an inhabited geographical area with a defined boundary and distinct name. eg.- a hamlet, village, town, city, and other such type of population clusters."
Citation formats
Availability of banks in Ghana 2021, by area of residence
As of 2021, financial service facilities were available to nearly ** percent of urban localities in Ghana. In contrast, only *** percent of rural communities had access to financial institutions, including banks of any kind.
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Ghana Statistical Service. (September 22, 2021). Availability of financial service facilities in rural and urban areas in Ghana as of 2021 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 02, 2026, from /statistics/1278556/availability-of-financial-service-facilities-in-ghana-by-area/
Ghana Statistical Service. "Availability of financial service facilities in rural and urban areas in Ghana as of 2021." Chart. September 22, 2021. ÌÇÐÄÆÆ½â°æ. Accessed August 02, 2026. /statistics/1278556/availability-of-financial-service-facilities-in-ghana-by-area/
Ghana Statistical Service. (2021). Availability of financial service facilities in rural and urban areas in Ghana as of 2021. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 02, 2026. /statistics/1278556/availability-of-financial-service-facilities-in-ghana-by-area/
Ghana Statistical Service. "Availability of Financial Service Facilities in Rural and Urban Areas in Ghana as of 2021." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 22 Sep 2021, /statistics/1278556/availability-of-financial-service-facilities-in-ghana-by-area/
Ghana Statistical Service, Availability of financial service facilities in rural and urban areas in Ghana as of 2021 ÌÇÐÄÆÆ½â°æ, /statistics/1278556/availability-of-financial-service-facilities-in-ghana-by-area/ (last visited August 02, 2026)
Availability of financial service facilities in rural and urban areas in Ghana as of 2021 [Graph], Ghana Statistical Service, September 22, 2021. [Online]. Available: /statistics/1278556/availability-of-financial-service-facilities-in-ghana-by-area/