As of 2023, about **** percent of the Ghanaian population aged 15 years and older reported having an account with a financial institution, while **** percent reported using a mobile money account. For the population which transferred money online, the share was higher, at ** percent. Comparatively, the percentage of individuals owning a credit card was much lower at *** percent.
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DataReportal. (February 23, 2024). Share of population reporting to own or use the following financial products or services in Ghana in 2023 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/1172010/financial-product-or-service-ownership-in-ghana/
DataReportal. "Share of population reporting to own or use the following financial products or services in Ghana in 2023." Chart. February 23, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/1172010/financial-product-or-service-ownership-in-ghana/
DataReportal. (2024). Share of population reporting to own or use the following financial products or services in Ghana in 2023. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/1172010/financial-product-or-service-ownership-in-ghana/
DataReportal. "Share of Population Reporting to Own or Use The following Financial Products or Services in Ghana in 2023." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 23 Feb 2024, /statistics/1172010/financial-product-or-service-ownership-in-ghana/
DataReportal, Share of population reporting to own or use the following financial products or services in Ghana in 2023 ÌÇÐÄÆƽâ°æ, /statistics/1172010/financial-product-or-service-ownership-in-ghana/ (last visited July 30, 2026)
Share of population reporting to own or use the following financial products or services in Ghana in 2023 [Graph], DataReportal, February 23, 2024. [Online]. Available: /statistics/1172010/financial-product-or-service-ownership-in-ghana/
