As of January 2024, *** percent of the population aged 15 years or older owned at least one credit card in Ghana. This was a steep decrease compared to 2022 and was the lowest share within the period observed. This coincides with a downward trend in the share of people who have an account with a financial institution.
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DataReportal, & We Are Social, & Meltwater. (February 28, 2024). Share of population with a credit card in Ghana from 2018 to 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 20, 2026, from /statistics/1176005/credit-card-owners-ghana/
DataReportal, und We Are Social, und Meltwater. "Share of population with a credit card in Ghana from 2018 to 2024." Chart. February 28, 2024. ÌÇÐÄÆÆ½â°æ. Accessed July 20, 2026. /statistics/1176005/credit-card-owners-ghana/
DataReportal, We Are Social, Meltwater. (2024). Share of population with a credit card in Ghana from 2018 to 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 20, 2026. /statistics/1176005/credit-card-owners-ghana/
DataReportal, and We Are Social, and Meltwater. "Share of Population with a Credit Card in Ghana from 2018 to 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 28 Feb 2024, /statistics/1176005/credit-card-owners-ghana/
DataReportal & We Are Social & Meltwater, Share of population with a credit card in Ghana from 2018 to 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1176005/credit-card-owners-ghana/ (last visited July 20, 2026)
Share of population with a credit card in Ghana from 2018 to 2024 [Graph], DataReportal, & We Are Social, & Meltwater, February 28, 2024. [Online]. Available: /statistics/1176005/credit-card-owners-ghana/