The source notes that localities with a population of more than 5,000 are classified as urban. It adds the following information:
"Locality: an inhabited geographical area with a defined boundary and distinct name. eg.- a hamlet, village, town, city, and other such type of population clusters."
Proximity is referred to as the closeness or nearness of residential structures to the facilities providing essential services, measured in kilometers. The share refers to residential structures located within two kilometers of banks.
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Proximity of banks in Ghana 2021, by area of residence
As of 2021, ** percent of urban residential structures in Ghana were located within *** kilometers of banks. This was significantly higher than the proximity of banks to rural communities. In rural areas, ** percent of residential structures were *** kilometers away from a banking institution. Overall, in Ghana, ** percent of residents could reach a bank within the said distance.
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Ghana Statistical Service. (September 22, 2021). Proximity of banks in rural and urban areas of Ghana as of 2021 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/1278862/proximity-of-banks-in-ghana-by-area-of-residence/
Ghana Statistical Service. "Proximity of banks in rural and urban areas of Ghana as of 2021." Chart. September 22, 2021. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/1278862/proximity-of-banks-in-ghana-by-area-of-residence/
Ghana Statistical Service. (2021). Proximity of banks in rural and urban areas of Ghana as of 2021. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/1278862/proximity-of-banks-in-ghana-by-area-of-residence/
Ghana Statistical Service. "Proximity of Banks in Rural and Urban Areas of Ghana as of 2021." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 22 Sep 2021, /statistics/1278862/proximity-of-banks-in-ghana-by-area-of-residence/
Ghana Statistical Service, Proximity of banks in rural and urban areas of Ghana as of 2021 ÌÇÐÄÆÆ½â°æ, /statistics/1278862/proximity-of-banks-in-ghana-by-area-of-residence/ (last visited August 05, 2026)
Proximity of banks in rural and urban areas of Ghana as of 2021 [Graph], Ghana Statistical Service, September 22, 2021. [Online]. Available: /statistics/1278862/proximity-of-banks-in-ghana-by-area-of-residence/