Average monthly interest rates on new time deposits of three to less than ten million yen of banks in Japan from January 2023 to June 2025, by maturity
Characteristic
Three months to less than six months
Six months to less than one year
One year to less than two years
Two years to less than three years
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Figures of bank accounts of domestic banks which have transactions with the Bank of Japan. Excluding the Resolution and Collection Corporation and the Japan Post Bank. Excluding time deposits with regulated interest rates.
Calculation method: new deposits during the month are aggregated at intervals of 0.1 percentage point, then the average rate is calculated using the lower rates of the intervals, weighted by the aggregated amount at each interval.
100 Japanese yen equal 0.68 U.S. dollars or 0.58 euros as of September 2025.
Citation formats
Interest rates on time deposits of 3 to 10 million yen Japan 2023-2025, by maturity
As of June 2025, the average interest rate on new time deposits of three to less than 10 million Japanese yen at banks in Japan stood at *** percent per annum for time deposits with a maturity of six months to less than one year. By comparison, new time deposits with a maturity between one and two years reached an interest rate of **** percent per annum.
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Bank of Japan. (August 7, 2025). Average monthly interest rates on new time deposits of three to less than ten million yen of banks in Japan from January 2023 to June 2025, by maturity [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 06, 2026, from /statistics/1223201/japan-interest-rates-on-time-deposits-of-3-to-10-million-yen-by-term/
Bank of Japan. "Average monthly interest rates on new time deposits of three to less than ten million yen of banks in Japan from January 2023 to June 2025, by maturity." Chart. August 7, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 06, 2026. /statistics/1223201/japan-interest-rates-on-time-deposits-of-3-to-10-million-yen-by-term/
Bank of Japan. (2025). Average monthly interest rates on new time deposits of three to less than ten million yen of banks in Japan from January 2023 to June 2025, by maturity. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 06, 2026. /statistics/1223201/japan-interest-rates-on-time-deposits-of-3-to-10-million-yen-by-term/
Bank of Japan. "Average Monthly Interest Rates on New Time Deposits of Three to Less than Ten Million Yen of Banks in Japan from January 2023 to June 2025, by Maturity." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 7 Aug 2025, /statistics/1223201/japan-interest-rates-on-time-deposits-of-3-to-10-million-yen-by-term/
Bank of Japan, Average monthly interest rates on new time deposits of three to less than ten million yen of banks in Japan from January 2023 to June 2025, by maturity ÌÇÐÄÆƽâ°æ, /statistics/1223201/japan-interest-rates-on-time-deposits-of-3-to-10-million-yen-by-term/ (last visited August 06, 2026)
Average monthly interest rates on new time deposits of three to less than ten million yen of banks in Japan from January 2023 to June 2025, by maturity [Graph], Bank of Japan, August 7, 2025. [Online]. Available: /statistics/1223201/japan-interest-rates-on-time-deposits-of-3-to-10-million-yen-by-term/
