In the fiscal year 2024, the loan-to-deposit ratio (LDR) of city banks in Japan stood at **** percent. This was below the domestic average of ** percent. The loan-to-deposit ratio is an indicator of liquidity.
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Japanese Bankers Association. (August 14, 2025). Loan-to-deposit ratio (LDR) of banks in Japan in fiscal year 2024, by type of bank [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/1225760/japan-loan-to-deposit-ratio-of-banks-by-bank-type/
Japanese Bankers Association. "Loan-to-deposit ratio (LDR) of banks in Japan in fiscal year 2024, by type of bank." Chart. August 14, 2025. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/1225760/japan-loan-to-deposit-ratio-of-banks-by-bank-type/
Japanese Bankers Association. (2025). Loan-to-deposit ratio (LDR) of banks in Japan in fiscal year 2024, by type of bank. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/1225760/japan-loan-to-deposit-ratio-of-banks-by-bank-type/
Japanese Bankers Association. "Loan-to-deposit Ratio (Ldr) of Banks in Japan in Fiscal Year 2024, by Type of Bank." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 14 Aug 2025, /statistics/1225760/japan-loan-to-deposit-ratio-of-banks-by-bank-type/
Japanese Bankers Association, Loan-to-deposit ratio (LDR) of banks in Japan in fiscal year 2024, by type of bank ÌÇÐÄÆÆ½â°æ, /statistics/1225760/japan-loan-to-deposit-ratio-of-banks-by-bank-type/ (last visited August 05, 2026)
Loan-to-deposit ratio (LDR) of banks in Japan in fiscal year 2024, by type of bank [Graph], Japanese Bankers Association, August 14, 2025. [Online]. Available: /statistics/1225760/japan-loan-to-deposit-ratio-of-banks-by-bank-type/