| Characteristic | Value in million New Zealand dollars |
|---|---|
| - | - |
| - | - |
| - | - |
| - | - |
The chart is not accessible to screen readers. Please switch to the table view to access the data.
May 2025
New Zealand
April 2025
Top ups refers to increases in lending to an existing residential mortgage loan where the underlying security has not changed but may be revalued and/or additional security may be provided.Â
Property purchases refers to residential mortgage loans taken out to purchase or build a property. This includes for example, first home buyers, other owner occupiers who purchase a second property and investors.
Changes in loan provider refers to residential mortgage loans taken out to refinance an existing residential mortgage from another bank or non-bank lender, regardless of whether the value of the loan has changed during the transfer.
Other refers to residential mortgage commitments that do not meet the definitions for top-ups, property purchases, or changes in loan provider. For example, the use of an unencumbered property as security for a new loan, regardless of the loan purpose.
