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Number of fintech users in the United States from 2018 to 2024, with a forecast until 2030, by segment (in millions)

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Supplementary notes

Data provided by ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ are estimates. Further methodology notes can be found .

Forecast period varies across segments. 

Digital payments include digital commerce, digital remittances, mobile POS payments. 

Digital assets include cryptocurrencies, decentralized finance, non-fungible tokens. 

Digital investment includes neobrokers and robo-advisors. 

Citation formats

Number of fintech users in the U.S. 2018-2030, by segment

Published by ÌÇÐÄÆƽâ°æ Research Department, Aug 11, 2025

The number of fintech users in the United States increased rapidly between 2018 and 2024 in all observed segments. The digital payments segment of the industry accumulats by far the largest user base, with over ****million users in 2024. According to ÌÇÐÄÆƽâ°æ Market ÌÇÐÄÆƽâ°æ, the neobanking segment has the second largest user base, with close to *** million users in 2024. 

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