Cryptocurrency as an investment was a more common use case of the digital asset for consumers in the U.S. than as a payment method. This is according to a consumer survey held in the country. The share of consumers who used crypto for either investments or payments declined since 2024. Other research confirms that crypto adoption in the U.S. mainly comes from a heavy interaction with centralized exchanges - and less from P2P transactions between consumers.
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Federal Reserve. (May 28, 2025). Share of respondents who mentioned they own a cryptocurrency in the United States and in what scenario they used this digital asset from 2021 to 2024 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1615462/crypto-use-in-payments-and-investments-in-usa/
Federal Reserve. "Share of respondents who mentioned they own a cryptocurrency in the United States and in what scenario they used this digital asset from 2021 to 2024." Chart. May 28, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1615462/crypto-use-in-payments-and-investments-in-usa/
Federal Reserve. (2025). Share of respondents who mentioned they own a cryptocurrency in the United States and in what scenario they used this digital asset from 2021 to 2024. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1615462/crypto-use-in-payments-and-investments-in-usa/
Federal Reserve. "Share of Respondents Who Mentioned They Own a Cryptocurrency in The United States and in What Scenario They Used This Digital Asset from 2021 to 2024." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 May 2025, /statistics/1615462/crypto-use-in-payments-and-investments-in-usa/
Federal Reserve, Share of respondents who mentioned they own a cryptocurrency in the United States and in what scenario they used this digital asset from 2021 to 2024 ÌÇÐÄÆƽâ°æ, /statistics/1615462/crypto-use-in-payments-and-investments-in-usa/ (last visited July 31, 2026)
Share of respondents who mentioned they own a cryptocurrency in the United States and in what scenario they used this digital asset from 2021 to 2024 [Graph], Federal Reserve, May 28, 2025. [Online]. Available: /statistics/1615462/crypto-use-in-payments-and-investments-in-usa/
