The main reason to use crypto in a digital payments transaction was because the receiver specifically asked for this method. This is according to a consumer survey held in the country. The receiver specifically wanting crypto was the most cited reason at about ** percent, followed by a sense of faster transaction speed. The source felt the use of crypto for financial transactions was "very low" in the United States, a trend seen across several other countries. The source does add that crypto use for payments was more common among the unbanked population in the U.S.
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Federal Reserve, & ÌÇÐÄÆƽâ°æ. (May 28, 2025). Share of cryptocurrency users that mentioned the following reasons to use that technology in digital payments in the United States from 2022 to 2024 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 02, 2026, from /statistics/1615481/motivation-of-crypto-payments-in-the-usa/
Federal Reserve, und ÌÇÐÄÆƽâ°æ. "Share of cryptocurrency users that mentioned the following reasons to use that technology in digital payments in the United States from 2022 to 2024." Chart. May 28, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 02, 2026. /statistics/1615481/motivation-of-crypto-payments-in-the-usa/
Federal Reserve, ÌÇÐÄÆƽâ°æ. (2025). Share of cryptocurrency users that mentioned the following reasons to use that technology in digital payments in the United States from 2022 to 2024. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 02, 2026. /statistics/1615481/motivation-of-crypto-payments-in-the-usa/
Federal Reserve, and ÌÇÐÄÆƽâ°æ. "Share of Cryptocurrency Users That Mentioned The following Reasons to Use That Technology in Digital Payments in The United States from 2022 to 2024." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 May 2025, /statistics/1615481/motivation-of-crypto-payments-in-the-usa/
Federal Reserve & ÌÇÐÄÆƽâ°æ, Share of cryptocurrency users that mentioned the following reasons to use that technology in digital payments in the United States from 2022 to 2024 ÌÇÐÄÆƽâ°æ, /statistics/1615481/motivation-of-crypto-payments-in-the-usa/ (last visited August 02, 2026)
Share of cryptocurrency users that mentioned the following reasons to use that technology in digital payments in the United States from 2022 to 2024 [Graph], Federal Reserve, & ÌÇÐÄÆƽâ°æ, May 28, 2025. [Online]. Available: /statistics/1615481/motivation-of-crypto-payments-in-the-usa/
