Key insights
- Most common online payment type in Finland
- Online payment services (e.g., PayPal, Google Pay, Klarna)

Detailed statistics
Most common online payments by type in Finland 2025
- Market share of debit cards in Finland
- %

Detailed statistics
Most used in-store (POS) payment methods in Finland 2017-2025, with 2030 forecast
- Penetration rate of debit cards in Finland
- %

Detailed statistics
Penetration rate of debit cards in Finland 2011-2050
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Current statistics on this topic
Recommended statistics
Overview
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Most common online payments by type in Finland 2025

Most common online payments by type in Finland 2025
Most common online payments by type in Finland as of June 2025
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Most used in-store (POS) payment methods in Finland 2017-2025, with 2030 forecast

Most used in-store (POS) payment methods in Finland 2017-2025, with 2030 forecast
Market share of cash, credit cards, and other payment methods at point of sale (POS) in Finland from 2017 to 2025, with a forecast for 2030
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Average revenue per unit (ARPU) in the FinTech market Finland 2018-2027

Average revenue per unit (ARPU) in the FinTech market Finland 2018-2027
Average revenue per unit (ARPU) in the FinTech market for different segments Finland from 2018 to 2027
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ARPU in the digital payments segment of the fintech market Finland 2017-2027

ARPU in the digital payments segment of the fintech market Finland 2017-2027
Average revenue per unit (ARPU) in the digital payments segment of the fintech market Finland from 2017 to 2027 (in thousand U.S. dollars)
Online banking
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Penetration rate of instant payments in Finland 2022

Penetration rate of instant payments in Finland 2022
Share of people who have access to instant payments in Finland in 2022
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E-commerce payment methods in Finland 2022

E-commerce payment methods in Finland 2022
Distribution of payment methods used for online transactions in Finland in 2022
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Number of digital banking users in Finland 2017-2030

Number of digital banking users in Finland 2017-2030
Number of digital banking users in Finland from 2017 to 2030 (in millions)
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Forecast of the neobanking market revenue in Finland 2017-2028

Forecast of the neobanking market revenue in Finland 2017-2028
Forecast of the neobanking market revenue in Finland from 2017 to 2028 (in million euros)
Mobile payments
7
- Quarterly adoption of mobile payments at POS in Finland 2018-2025
- Mobile payments by situation in Finland 2022
- Biggest contactless payment brands at POS in Finland 2024
- Top payment apps in Finland 2024, by number of downloads
- Number of downloads of MobilePay in Finland 2019-2024
- Penetration rate of mobile POS payments in Finland 2017-2029
- Revenue of the mobile POS payments industry in Finland 2017-2028
Mobile payments
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Quarterly adoption of mobile payments at POS in Finland 2018-2025

Quarterly adoption of mobile payments at POS in Finland 2018-2025
Mobile payments usage performed with any mobile device at POS in Finland from 2018 to Q4 2025
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Mobile payments by situation in Finland 2022

Mobile payments by situation in Finland 2022
Mobile payments by situation in Finland in 2022
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Biggest contactless payment brands at POS in Finland 2024

Biggest contactless payment brands at POS in Finland 2024
Biggest contactless payment brands at POS in Finland as of December 2024
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Top payment apps in Finland 2024, by number of downloads

Top payment apps in Finland 2024, by number of downloads
Leading payments apps in Finland in 2024, by downloads
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Number of downloads of MobilePay in Finland 2019-2024

Number of downloads of MobilePay in Finland 2019-2024
Number of downloads of MobilePay in Finland from 2019 to 2024
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Penetration rate of mobile POS payments in Finland 2017-2029

Penetration rate of mobile POS payments in Finland 2017-2029
Penetration rate of the mobile POS payments market in Finland from 2017 to 2029
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Revenue of the mobile POS payments industry in Finland 2017-2028

Revenue of the mobile POS payments industry in Finland 2017-2028
Revenue of the mobile POS payments market in Finland from 2017 to 2028 (in million euros)
Credit and debit card payment
6
- Annual credit card and debit cards issued in Finland 2000-2024
- Credit cards and debit cards per capita in Finland 2000-2023
- Biggest international and domestic payment card schemes in Finland 2018-2024
- Penetration rate of debit cards in Finland 2011-2050
- Penetration rate of credit cards in Finland 2011-2050
- Contactless POS payment in terms of number and value of deals in Finland 2019-2022
Credit and debit card payment
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Annual credit card and debit cards issued in Finland 2000-2024

Annual credit card and debit cards issued in Finland 2000-2024
Total number of credit cards and debit cards in circulation in Finland from 2000 to 2024
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Credit cards and debit cards per capita in Finland 2000-2023

Credit cards and debit cards per capita in Finland 2000-2023
Number of credit cards and debit cards per capita in Finland from 2000 to 2023
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Biggest international and domestic payment card schemes in Finland 2018-2024

Biggest international and domestic payment card schemes in Finland 2018-2024
Market share of payment card brands - Visa, Mastercard, American Express, or in-market local card schemes - in Finland from 2018 to 2024
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Penetration rate of debit cards in Finland 2011-2050

Penetration rate of debit cards in Finland 2011-2050
Penetration rate of debit cards in Finland from 2011 to 2050
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Penetration rate of credit cards in Finland 2011-2050

Penetration rate of credit cards in Finland 2011-2050
Penetration rate of credit cards in Finland from 2011 to 2050
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Contactless POS payment in terms of number and value of deals in Finland 2019-2022

Contactless POS payment in terms of number and value of deals in Finland 2019-2022
Share of contactless payments among card payments at the points of sale (POS) in terms of number and value of transactions in Finland from 2019 to 2022
E-commerce payments
8
- Biggest e-commerce payment brands in Finland 2024
- Payment means at the POS in terms of number and value of deals in Finland 2022
- Quarterly PayPal penetration, online or offline, in Finland 2020-2026
- Quarterly Apple Pay penetration, online or offline, in Finland 2020-2026
- Quarterly Google Pay penetration, online or offline, in Finland 2020-2026
- Quarterly Klarna penetration, online or offline, in Finland 2020-2026
- Quarterly Alipay penetration, online or offline, in Finland 2020-2026
- A2A payments in e-commerce in Finland 2016-2025, with 2030 forecast
E-commerce payments
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Biggest e-commerce payment brands in Finland 2024

Biggest e-commerce payment brands in Finland 2024
Biggest e-commerce payment brands in Finland as of December 2024
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Payment means at the POS in terms of number and value of deals in Finland 2022

Payment means at the POS in terms of number and value of deals in Finland 2022
Share of payment methods at the points of sale (POS) in terms of number and value of transactions in Finland in 2022
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Quarterly PayPal penetration, online or offline, in Finland 2020-2026

Quarterly PayPal penetration, online or offline, in Finland 2020-2026
PayPal usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026
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Quarterly Apple Pay penetration, online or offline, in Finland 2020-2026

Quarterly Apple Pay penetration, online or offline, in Finland 2020-2026
Apple Pay usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026
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Quarterly Google Pay penetration, online or offline, in Finland 2020-2026

Quarterly Google Pay penetration, online or offline, in Finland 2020-2026
Google Pay usage either for online payments or at POS in Finland from 1st half 2020 to 1st quarter 2026
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Quarterly Klarna penetration, online or offline, in Finland 2020-2026

Quarterly Klarna penetration, online or offline, in Finland 2020-2026
Klarna usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026
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Quarterly Alipay penetration, online or offline, in Finland 2020-2026

Quarterly Alipay penetration, online or offline, in Finland 2020-2026
Alipay usage either for online payments or at POS in Finland from H1 2020 to 1st quarter of 2026
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A2A payments in e-commerce in Finland 2016-2025, with 2030 forecast

A2A payments in e-commerce in Finland 2016-2025, with 2030 forecast
Market share of account-to-account (A2A) payments in domestic e-commerce payments in Finland from 2016 to 2025, with a forecast for 2030
Cryptocurrencies
6
- Cryptocurrency market revenue in Finland 2017-2028
- Cryptocurrency user penetration rate in Finland 2017-2028
- ARPU of the cryptocurrencies market in Finland 2018-2027
- Crypto ownership in Finland 2024, by age group
- Exchanges used to buy and sell cryptocurrencies in Finland 2024
- Share of cryptocurrency owners by time of first buy in Finland 2016-2024
Cryptocurrencies
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Cryptocurrency market revenue in Finland 2017-2028

Cryptocurrency market revenue in Finland 2017-2028
Cryptocurrency market revenue in Finland from 2017 to 2028 (in million Euros)
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Cryptocurrency user penetration rate in Finland 2017-2028

Cryptocurrency user penetration rate in Finland 2017-2028
Cryptocurrency user penetration rate in Finland from 2017 to 2028
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ARPU of the cryptocurrencies market in Finland 2018-2027

ARPU of the cryptocurrencies market in Finland 2018-2027
ARPU of the cryptocurrencies market in Finland from 2018 to 2027 (in U.S. dollars)
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Crypto ownership in Finland 2024, by age group

Crypto ownership in Finland 2024, by age group
Crypto ownership in Finland in 2024, by age group
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Exchanges used to buy and sell cryptocurrencies in Finland 2024

Exchanges used to buy and sell cryptocurrencies in Finland 2024
Exchanges used to buy and sell cryptocurrencies in Finland in 2024
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Share of cryptocurrency owners by time of first buy in Finland 2016-2024

Share of cryptocurrency owners by time of first buy in Finland 2016-2024
Share of cryptocurrency owners by time of first buy in Finland from 2016 to 2024
User behavior
6
- Payments at points of sale by type in Finland 2025
- Preferred online payment method in Finland 2022, by age group
- Reasons for choosing an online payment method in Finland 2022
- Most common e-commerce payment methods in Finland 2023
- Preference for biometric payments in Finland in 2023, by age and gender
- Preferred payment method in Finland 2022
User behavior
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Payments at points of sale by type in Finland 2025

Payments at points of sale by type in Finland 2025
Payments at points of sale by type in Finland as of June 2025
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Preferred online payment method in Finland 2022, by age group

Preferred online payment method in Finland 2022, by age group
Preferred online payment method in Finland in 2022, by age group
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Reasons for choosing an online payment method in Finland 2022

Reasons for choosing an online payment method in Finland 2022
Reasons for choosing an online payment method in Finland in 2022
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Most common e-commerce payment methods in Finland 2023

Most common e-commerce payment methods in Finland 2023
Most common e-commerce payment methods in Finland in 2023
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Preference for biometric payments in Finland in 2023, by age and gender

Preference for biometric payments in Finland in 2023, by age and gender
Share of respondents in Finland who prefer to pay with biometric payment authentication over cash, card, mobile phone, or smartwatch from 2nd quarter of 2022 to 2nd quarter of 2023
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Preferred payment method in Finland 2022

Preferred payment method in Finland 2022
Preferred payment instrument in Finland in 2022
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