Based on the 2022 e-commerce survey, safety played the biggest role in the choice of payment methods for the respondents in Finland. Bonus points affected only percent of respondents in their choice of payment methods.
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Paytrail. (October 10, 2023). Reasons for choosing an online payment method in Finland in 2022 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/1427690/reasons-for-choosing-an-online-payment-method-finland/
Paytrail. "Reasons for choosing an online payment method in Finland in 2022." Chart. October 10, 2023. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/1427690/reasons-for-choosing-an-online-payment-method-finland/
Paytrail. (2023). Reasons for choosing an online payment method in Finland in 2022. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/1427690/reasons-for-choosing-an-online-payment-method-finland/
Paytrail. "Reasons for Choosing An Online Payment Method in Finland in 2022." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 10 Oct 2023, /statistics/1427690/reasons-for-choosing-an-online-payment-method-finland/
Paytrail, Reasons for choosing an online payment method in Finland in 2022 ÌÇÐÄÆÆ½â°æ, /statistics/1427690/reasons-for-choosing-an-online-payment-method-finland/ (last visited July 28, 2026)
Reasons for choosing an online payment method in Finland in 2022 [Graph], Paytrail, October 10, 2023. [Online]. Available: /statistics/1427690/reasons-for-choosing-an-online-payment-method-finland/