internet users; For this statistic, two sets of metrics are displayed: "Share of respondents who used payment services [since 2025] / used mobile payments or online payments [up to 2024]" and "Share of total respondents"
Method of interview
Online survey
Supplementary notes
The question was phrased by the source as follows: "Which payment services have you used in the past 12 months? (multi-pick)". In all editions before 2025, the source asked two questions - which were discontinued in 2025: "Which online payment services have you used in the past 12 months? (multi-pick)" and "Which of these services have you used in the past 12 months to pay in stores, restaurants or other points of sale with your smartphone? (multi-pick)".
The countries provided are part of the extended questionnaire within ÌÇÐÄÆÆ½â°æ's Global Consumer Survey, meaning there are no other countries with this same information. More information on the methodology can be found here.
For countries/territories receiving the extended questionnaire, the Global Consumer Survey utilizes a rolling survey system with four survey waves per year: The most recent data set contains the interviews of the last 12 months. This ensures trend stability and a higher number of interviews available for analysis, allowing you to adequately analyze smaller target groups, media, and brands.
Citation formats
Quarterly PayPal penetration, online or offline, in Finland 2020-2026
PayPal adoption for online shopping in Finland was lower in 2024 than it was in early 2020, although it remained as a popular solution for consumers as it was more used in the store setting. This is according to two different questions asked throughout multiple surveys from ÌÇÐÄÆÆ½â°æ's Consumer ÌÇÐÄÆÆ½â°æ. The numbers shown here refer to the share of respondents who indicated they used PayPal in the past 12 months, either for POS transactions with a mobile device in stores and restaurants or for online shopping. From 2025 onwards, the survey captures overall adoption rates without segmentation. In early 2026, percent of the consumers who used digital payment services in the last 12 months used PayPal, which was equivalent to ** percent of the total consumer base.Â
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ÌÇÐÄÆÆ½â°æ. (May 13, 2026). PayPal usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 23, 2026, from /statistics/1389344/paypal-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ. "PayPal usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026." Chart. May 13, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 23, 2026. /statistics/1389344/paypal-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ. (2026). PayPal usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 23, 2026. /statistics/1389344/paypal-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ. "Paypal Usage Either for Online Payments or at Pos in Finland from 2020 to 1st Quarter of 2026." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 13 May 2026, /statistics/1389344/paypal-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ, PayPal usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026 ÌÇÐÄÆÆ½â°æ, /statistics/1389344/paypal-adoption-in-finland/ (last visited July 23, 2026)
PayPal usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026 [Graph], ÌÇÐÄÆÆ½â°æ, May 13, 2026. [Online]. Available: /statistics/1389344/paypal-adoption-in-finland/