internet users; For this statistic, two sets of metrics are displayed: "Share of respondents who used payment services [since 2025] / used mobile payments or online payments [up to 2024]" and "Share of total respondents"
Method of interview
Online survey
Supplementary notes
The question was phrased by the source as follows: "Which payment services have you used in the past 12 months? (multi-pick)". In all editions before 2025, the source asked two questions - which were discontinued in 2025: "Which online payment services have you used in the past 12 months? (multi-pick)" and "Which of these services have you used in the past 12 months to pay in stores, restaurants or other points of sale with your smartphone? (multi-pick)".
The countries provided are part of the extended questionnaire within ÌÇÐÄÆÆ½â°æ's Global Consumer Survey, meaning there are no other countries with this same information. More information on the methodology can be found here.
For countries/territories receiving the extended questionnaire, the Global Consumer Survey utilizes a rolling survey system with four survey waves per year: The most recent data set contains the interviews of the last 12 months. This ensures trend stability and a higher number of interviews available for analysis, allowing you to adequately analyze smaller target groups, media, and brands.
Citation formats
Quarterly Apple Pay penetration, online or offline, in Finland 2020-2026
Apple Pay adoption for payments in Finland was higher among people who were using payment methods in early 2026 than it was in early 2025. Among respondents who had used mobile or online payment services in the past 12 months, around ** percent reported using Apple Pay as of early 2026. Measured against the total respondent base, including non-users of digital payments, this corresponded to around ***percent. The data came from ÌÇÐÄÆÆ½â°æ's Consumer ÌÇÐÄÆÆ½â°æ and reflects the share of respondents who said they had used Alipay in the past 12 months. Up to 2024, this metric was derived from two separate questions that distinguished between Alipay use for online payments and for in-store, restaurant, or other point-of-sale transactions made with a smartphone. From 2025 onward, the survey switched to a single question on payment services used in the past 12 months, without separating online and in-store use.
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ÌÇÐÄÆÆ½â°æ. (May 13, 2026). Apple Pay usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 20, 2026, from /statistics/1389449/apple-pay-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ. "Apple Pay usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026." Chart. May 13, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 20, 2026. /statistics/1389449/apple-pay-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ. (2026). Apple Pay usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 20, 2026. /statistics/1389449/apple-pay-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ. "Apple Pay Usage Either for Online Payments or at Pos in Finland from 2020 to 1st Quarter of 2026." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 13 May 2026, /statistics/1389449/apple-pay-adoption-in-finland/
ÌÇÐÄÆÆ½â°æ, Apple Pay usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026 ÌÇÐÄÆÆ½â°æ, /statistics/1389449/apple-pay-adoption-in-finland/ (last visited July 20, 2026)
Apple Pay usage either for online payments or at POS in Finland from 2020 to 1st quarter of 2026 [Graph], ÌÇÐÄÆÆ½â°æ, May 13, 2026. [Online]. Available: /statistics/1389449/apple-pay-adoption-in-finland/