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Digital payments in Finland

Statistics report on digital payments in Finland

This report presents a range of statistics and facts on payment methods in Finland. It starts with a market overview for the different payment methods used in the country. The following chapter provides insights on the use of digital payments, including online banking, mobile and card payments, and payment behavior of consumers.

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Table of contents

Overview

4
  • Premium Forecast Most common online payments by type in Finland 2025
  • Premium Statistic Most used in-store (POS) payment methods in Finland 2017-2025, with 2030 forecast
  • Premium Forecast Average revenue per unit (ARPU) in the FinTech market Finland 2018-2027
  • Premium Forecast ARPU in the digital payments segment of the fintech market Finland 2017-2027

Online banking

4
  • Basic Statistic Penetration rate of instant payments in Finland 2022
  • Premium Statistic E-commerce payment methods in Finland 2022
  • Premium Forecast Number of digital banking users in Finland 2017-2030
  • Premium Forecast Forecast of the neobanking market revenue in Finland 2017-2028

Mobile payments

7
  • Premium Statistic Quarterly adoption of mobile payments at POS in Finland 2018-2025
  • Premium Forecast Mobile payments by situation in Finland 2022
  • Premium Forecast Biggest contactless payment brands at POS in Finland 2024
  • Premium Statistic Top payment apps in Finland 2024, by number of downloads
  • Premium Statistic Number of downloads of MobilePay in Finland 2019-2024
  • Premium Forecast Penetration rate of mobile POS payments in Finland 2017-2029
  • Premium Forecast Revenue of the mobile POS payments industry in Finland 2017-2028

Credit and debit card payment

6
  • Basic Statistic Annual credit card and debit cards issued in Finland 2000-2024
  • Basic Statistic Credit cards and debit cards per capita in Finland 2000-2023
  • Premium Statistic Biggest international and domestic payment card schemes in Finland 2018-2024
  • Premium Forecast Penetration rate of debit cards in Finland 2011-2050
  • Premium Forecast Penetration rate of credit cards in Finland 2011-2050
  • Basic Statistic Contactless POS payment in terms of number and value of deals in Finland 2019-2022

E-commerce payments

8
  • Premium Forecast Biggest e-commerce payment brands in Finland 2024
  • Basic Statistic Payment means at the POS in terms of number and value of deals in Finland 2022
  • Premium Statistic Quarterly PayPal penetration, online or offline, in Finland 2020-2026
  • Premium Statistic Quarterly Apple Pay penetration, online or offline, in Finland 2020-2026
  • Premium Statistic Quarterly Google Pay penetration, online or offline, in Finland 2020-2026
  • Premium Statistic Quarterly Klarna penetration, online or offline, in Finland 2020-2026
  • Premium Statistic Quarterly Alipay penetration, online or offline, in Finland 2020-2026
  • Premium Statistic A2A payments in e-commerce in Finland 2016-2025, with 2030 forecast

Cryptocurrencies

6
  • Premium Forecast Cryptocurrency market revenue in Finland 2017-2028
  • Premium Forecast Cryptocurrency user penetration rate in Finland 2017-2028
  • Premium Forecast ARPU of the cryptocurrencies market in Finland 2018-2027
  • Premium Statistic Crypto ownership in Finland 2024, by age group
  • Premium Statistic Exchanges used to buy and sell cryptocurrencies in Finland 2024
  • Premium Statistic Share of cryptocurrency owners by time of first buy in Finland 2016-2024

User behavior

6
  • Premium Forecast Payments at points of sale by type in Finland 2025
  • Premium Statistic Preferred online payment method in Finland 2022, by age group
  • Premium Statistic Reasons for choosing an online payment method in Finland 2022
  • Premium Statistic Most common e-commerce payment methods in Finland 2023
  • Premium Statistic Preference for biometric payments in Finland in 2023, by age and gender
  • Basic Statistic Preferred payment method in Finland 2022
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