Founded in 2014, the United Kingdom (UK) headquartered digital bank, Atom Bank, was not only the first app-only-based bank in the UK but also the first online-only bank to be granted a full UK regulatory license. In the fiscal year 2024-2025, the bank reported a total capital ratio of ** percent. The common equity tier 1 capital ratio (CET1 ratio) of the bank was also **** percent.
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Atom Bank. (July 16, 2025). Key ratios of Atom Bank in 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 28, 2026, from /statistics/1112127/key-figures-for-atom-bank-united-kingdom/
Atom Bank. "Key ratios of Atom Bank in 2025." Chart. July 16, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 28, 2026. /statistics/1112127/key-figures-for-atom-bank-united-kingdom/
Atom Bank. (2025). Key ratios of Atom Bank in 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 28, 2026. /statistics/1112127/key-figures-for-atom-bank-united-kingdom/
Atom Bank. "Key Ratios of Atom Bank in 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 16 Jul 2025, /statistics/1112127/key-figures-for-atom-bank-united-kingdom/
Atom Bank, Key ratios of Atom Bank in 2025 ÌÇÐÄÆƽâ°æ, /statistics/1112127/key-figures-for-atom-bank-united-kingdom/ (last visited July 28, 2026)
Key ratios of Atom Bank in 2025 [Graph], Atom Bank, July 16, 2025. [Online]. Available: /statistics/1112127/key-figures-for-atom-bank-united-kingdom/
