In the first quarter of 2025, the average credit score of used car loan originations in the United States was *** points. That credit score was somewhat lower than that of new car loans: *** points at that same period. In both cases, however, the average credit score has been increasing slightly during the past years.
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Experian. (June 6, 2025). Average credit score of used and new car loan originations in the United States from 2015 to 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 25, 2026, from /statistics/882099/average-credit-score-needed-used-car-usa/
Experian. "Average credit score of used and new car loan originations in the United States from 2015 to 2025." Chart. June 6, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 25, 2026. /statistics/882099/average-credit-score-needed-used-car-usa/
Experian. (2025). Average credit score of used and new car loan originations in the United States from 2015 to 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 25, 2026. /statistics/882099/average-credit-score-needed-used-car-usa/
Experian. "Average Credit Score of Used and New Car Loan Originations in The United States from 2015 to 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 6 Jun 2025, /statistics/882099/average-credit-score-needed-used-car-usa/
Experian, Average credit score of used and new car loan originations in the United States from 2015 to 2025 ÌÇÐÄÆƽâ°æ, /statistics/882099/average-credit-score-needed-used-car-usa/ (last visited July 25, 2026)
Average credit score of used and new car loan originations in the United States from 2015 to 2025 [Graph], Experian, June 6, 2025. [Online]. Available: /statistics/882099/average-credit-score-needed-used-car-usa/
