As of the first quarter of 2025, the largest share of the loans for both new and used cars in the United States were taken for terms between 61 and 72 months. Around ** percent of new car financing loans and ** percent of used car financing loans in the U.S. were taken for a period from 73 to 84 months.
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Experian. (June 1, 2025). Distribution of auto loan terms of new and used vehicles with financing in the United States in 1st quarter of 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 30, 2026, from /statistics/453353/auto-loan-terms-for-new-and-used-vehicles-usa/
Experian. "Distribution of auto loan terms of new and used vehicles with financing in the United States in 1st quarter of 2025." Chart. June 1, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 30, 2026. /statistics/453353/auto-loan-terms-for-new-and-used-vehicles-usa/
Experian. (2025). Distribution of auto loan terms of new and used vehicles with financing in the United States in 1st quarter of 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 30, 2026. /statistics/453353/auto-loan-terms-for-new-and-used-vehicles-usa/
Experian. "Distribution of Auto Loan Terms of New and Used Vehicles with Financing in The United States in 1st Quarter of 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 1 Jun 2025, /statistics/453353/auto-loan-terms-for-new-and-used-vehicles-usa/
Experian, Distribution of auto loan terms of new and used vehicles with financing in the United States in 1st quarter of 2025 ÌÇÐÄÆƽâ°æ, /statistics/453353/auto-loan-terms-for-new-and-used-vehicles-usa/ (last visited July 30, 2026)
Distribution of auto loan terms of new and used vehicles with financing in the United States in 1st quarter of 2025 [Graph], Experian, June 1, 2025. [Online]. Available: /statistics/453353/auto-loan-terms-for-new-and-used-vehicles-usa/
