The average credit score of borrowers with new car loans in the United States increased by ** points from 2020 to 2025. In the first quarter of 2025, the average credit score of borrowers of new car loans was ***, while the credit score of people with new leased cars was *** points. Leases had on average higher risk scores than loans throughout the timeline.
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Experian. (June 6, 2025). Average credit score of new car loans and leases and leases in the United States from 2020 to 2025 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 26, 2026, from /statistics/882087/average-credit-score-needed-new-car-usa/
Experian. "Average credit score of new car loans and leases and leases in the United States from 2020 to 2025." Chart. June 6, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 26, 2026. /statistics/882087/average-credit-score-needed-new-car-usa/
Experian. (2025). Average credit score of new car loans and leases and leases in the United States from 2020 to 2025. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 26, 2026. /statistics/882087/average-credit-score-needed-new-car-usa/
Experian. "Average Credit Score of New Car Loans and Leases and Leases in The United States from 2020 to 2025." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 6 Jun 2025, /statistics/882087/average-credit-score-needed-new-car-usa/
Experian, Average credit score of new car loans and leases and leases in the United States from 2020 to 2025 ÌÇÐÄÆƽâ°æ, /statistics/882087/average-credit-score-needed-new-car-usa/ (last visited July 26, 2026)
Average credit score of new car loans and leases and leases in the United States from 2020 to 2025 [Graph], Experian, June 6, 2025. [Online]. Available: /statistics/882087/average-credit-score-needed-new-car-usa/
