As of June 2026, the annual percentage rate (APR) for used sedans was higher than for any other type of car in most U.S. states. Among the states included in this selection, Texas had the highest financing costs for SUVs and trucks. Meanwhile, sedans had the highest APR in New York at **** percent. In some states like Texas and Pennsylvania electric cars had a lower APR than other types of vehicles. The annual percentage rate is a measurement that provides information about the cost of borrowing, which, in contrast to the interest rates, also includes fees and other elements.
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Edmunds . (July 27, 2026). Annual percentage rate (APR) of loans for used cars in selected U.S. states as of June 2026, by type of car [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 05, 2026, from /statistics/1341868/annual-rate-of-loans-for-used-cars-in-the-us-by-type/
Edmunds . "Annual percentage rate (APR) of loans for used cars in selected U.S. states as of June 2026, by type of car." Chart. July 27, 2026. ÌÇÐÄÆƽâ°æ. Accessed August 05, 2026. /statistics/1341868/annual-rate-of-loans-for-used-cars-in-the-us-by-type/
Edmunds . (2026). Annual percentage rate (APR) of loans for used cars in selected U.S. states as of June 2026, by type of car. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 05, 2026. /statistics/1341868/annual-rate-of-loans-for-used-cars-in-the-us-by-type/
Edmunds . "Annual Percentage Rate (Apr) of Loans for Used Cars in Selected U.S. States as of June 2026, by Type of Car." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 27 Jul 2026, /statistics/1341868/annual-rate-of-loans-for-used-cars-in-the-us-by-type/
Edmunds , Annual percentage rate (APR) of loans for used cars in selected U.S. states as of June 2026, by type of car ÌÇÐÄÆƽâ°æ, /statistics/1341868/annual-rate-of-loans-for-used-cars-in-the-us-by-type/ (last visited August 05, 2026)
Annual percentage rate (APR) of loans for used cars in selected U.S. states as of June 2026, by type of car [Graph], Edmunds , July 27, 2026. [Online]. Available: /statistics/1341868/annual-rate-of-loans-for-used-cars-in-the-us-by-type/
