As of the second quarter of 2025, over **** of the open car loans in the United States were prime or super prime loans. Subprime and nonprime had each a similar market share of the new car loan originations in the country, amounting to and percent, respectively.
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Experian. (August 29, 2025). Distribution of automotive loan originations in the United States from 2020 to 2025, by risk segment [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 28, 2026, from /statistics/453413/distribution-of-open-automotive-loans-usa-by-risk-segment/
Experian. "Distribution of automotive loan originations in the United States from 2020 to 2025, by risk segment." Chart. August 29, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 28, 2026. /statistics/453413/distribution-of-open-automotive-loans-usa-by-risk-segment/
Experian. (2025). Distribution of automotive loan originations in the United States from 2020 to 2025, by risk segment. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 28, 2026. /statistics/453413/distribution-of-open-automotive-loans-usa-by-risk-segment/
Experian. "Distribution of Automotive Loan Originations in The United States from 2020 to 2025, by Risk Segment." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 29 Aug 2025, /statistics/453413/distribution-of-open-automotive-loans-usa-by-risk-segment/
Experian, Distribution of automotive loan originations in the United States from 2020 to 2025, by risk segment ÌÇÐÄÆÆ½â°æ, /statistics/453413/distribution-of-open-automotive-loans-usa-by-risk-segment/ (last visited July 28, 2026)
Distribution of automotive loan originations in the United States from 2020 to 2025, by risk segment [Graph], Experian, August 29, 2025. [Online]. Available: /statistics/453413/distribution-of-open-automotive-loans-usa-by-risk-segment/