The original question was phrased by the source as follows: "For which of the following financial activities did you use fintech products or services in the last 12 months? (choose up to 3 of the most relevant answers)"
Citation formats
Fintech service usage in India 2025, by gender and age
In India, fintech usage in 2025 was mostly for two core use cases: peer-to-peer money transfers via payment apps, and faster payments and receipts. According to a survey conducted in October 2025, ***percent of respondents in India reported using fintech products to send money to friends and family. This was followed by ** percent of respondents who used fintech apps to speed up payments or the receipt of money.
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Rakuten Insight. (November 24, 2025). Adoption rate of fintech products and services in India in 2025, by gender and age [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 28, 2026, from /statistics/1659278/india-fintech-service-usage-by-gender-and-age/
Rakuten Insight. "Adoption rate of fintech products and services in India in 2025, by gender and age." Chart. November 24, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 28, 2026. /statistics/1659278/india-fintech-service-usage-by-gender-and-age/
Rakuten Insight. (2025). Adoption rate of fintech products and services in India in 2025, by gender and age. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 28, 2026. /statistics/1659278/india-fintech-service-usage-by-gender-and-age/
Rakuten Insight. "Adoption Rate of Fintech Products and Services in India in 2025, by Gender and Age." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 24 Nov 2025, /statistics/1659278/india-fintech-service-usage-by-gender-and-age/
Rakuten Insight, Adoption rate of fintech products and services in India in 2025, by gender and age ÌÇÐÄÆƽâ°æ, /statistics/1659278/india-fintech-service-usage-by-gender-and-age/ (last visited July 28, 2026)
Adoption rate of fintech products and services in India in 2025, by gender and age [Graph], Rakuten Insight, November 24, 2025. [Online]. Available: /statistics/1659278/india-fintech-service-usage-by-gender-and-age/
