The original question was phrased by the source as follows: "For which of the following financial activities did you use fintech products or services in the last 12 months? (choose up to 3 of the most relevant answers)"
Citation formats
Fintech service usage in China 2025, by gender and age
In China, fintech usage in 2025 was dominated by two core use cases: faster payments and receipts, and peer-to-peer money transfers via payment apps. According to a survey conducted in October 2025, ** percent of respondents reported using fintech products to speed up payments or receive money more quickly, while a similarly large share used them to send money to friends and family.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how ÌÇÐÄÆƽâ°æ can support your business.
Rakuten Insight. (November 24, 2025). Adoption rate of fintech products and services in China in 2025, by gender and age [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 29, 2026, from /statistics/1659273/china-fintech-service-usage-by-gender-and-age/
Rakuten Insight. "Adoption rate of fintech products and services in China in 2025, by gender and age." Chart. November 24, 2025. ÌÇÐÄÆƽâ°æ. Accessed July 29, 2026. /statistics/1659273/china-fintech-service-usage-by-gender-and-age/
Rakuten Insight. (2025). Adoption rate of fintech products and services in China in 2025, by gender and age. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 29, 2026. /statistics/1659273/china-fintech-service-usage-by-gender-and-age/
Rakuten Insight. "Adoption Rate of Fintech Products and Services in China in 2025, by Gender and Age." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 24 Nov 2025, /statistics/1659273/china-fintech-service-usage-by-gender-and-age/
Rakuten Insight, Adoption rate of fintech products and services in China in 2025, by gender and age ÌÇÐÄÆƽâ°æ, /statistics/1659273/china-fintech-service-usage-by-gender-and-age/ (last visited July 29, 2026)
Adoption rate of fintech products and services in China in 2025, by gender and age [Graph], Rakuten Insight, November 24, 2025. [Online]. Available: /statistics/1659273/china-fintech-service-usage-by-gender-and-age/
