The usury rate is the maximum interest rate that must not be exceeded in a loan. The source adds the following information: "Consumer loans not falling within the scope of 1° of article L. 313-1 or not constituting a credit operation exceeding $75,000 intended to finance, for buildings used for residential or professional and residential purposes, expenses related to their repair, improvement, or maintenance. In accordance with article R. 314-3 of the Consumer Code, the effective rates and usury thresholds for consumer credit and mortgage loans are calculated using the equivalence method, defined by the formula appearing in the annex of the same code."
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Wear rate of consumer loans according to the loan amount in France 2017
This statistic presents the usury rate for consumer loans in France applicable as of January 1, 2017, according to the amount of the loan granted. It is observed that for a loan amounting to less than U.S. dollars, the usury rate was nearly ** percent.
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Banque de France. (January 2, 2017). Wear rate of consumer loans applicable on January 1, 2017, in France, according to the loan amount [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 06, 2026, from /statistics/1641397/wear-and-tear-rate-of-consumer-loans-according-to-credit-amount-france/
Banque de France. "Wear rate of consumer loans applicable on January 1, 2017, in France, according to the loan amount." Chart. January 2, 2017. ÌÇÐÄÆƽâ°æ. Accessed August 06, 2026. /statistics/1641397/wear-and-tear-rate-of-consumer-loans-according-to-credit-amount-france/
Banque de France. (2017). Wear rate of consumer loans applicable on January 1, 2017, in France, according to the loan amount. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 06, 2026. /statistics/1641397/wear-and-tear-rate-of-consumer-loans-according-to-credit-amount-france/
Banque de France. "Wear Rate of Consumer Loans Applicable on January 1, 2017, in France, According to The Loan Amount." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 2 Jan 2017, /statistics/1641397/wear-and-tear-rate-of-consumer-loans-according-to-credit-amount-france/
Banque de France, Wear rate of consumer loans applicable on January 1, 2017, in France, according to the loan amount ÌÇÐÄÆƽâ°æ, /statistics/1641397/wear-and-tear-rate-of-consumer-loans-according-to-credit-amount-france/ (last visited August 06, 2026)
Wear rate of consumer loans applicable on January 1, 2017, in France, according to the loan amount [Graph], Banque de France, January 2, 2017. [Online]. Available: /statistics/1641397/wear-and-tear-rate-of-consumer-loans-according-to-credit-amount-france/
