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Monthly interest rates based on stock of outstanding loans for small and medium enterprises (SMEs) in the United Kingdom from January 2020 to September 2025

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Source

Release date

November 2025

Region

United Kingdom

Survey time period

January 2020 to September 2025

Special properties

figures are as of the end of every month

Supplementary notes

The Bank of England defined SMEs as  "PNFCs (private non-financial corporation) with annual debit turnover of £25 million or less."

Citation formats

SMEs monthly interest rates on outstanding loans stocks UK 2020-2025

Published by ÌÇÐÄÆƽâ°æ Research Department, Nov 21, 2025

As of 30 September 2025, the average monthly interest rate for bank loans taken out by small and medium enterprises (SMEs) in the United Kingdom (UK), based on the stock of outstanding loans, was at **** percent. The monthly interest rate for such loans have been declining since peaking in July 2024 at **** percent.

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