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The source adds the following information: "To carry out the price comparison proposed on this page for several services, we had to create a representative rate that takes into account the specificities of each bank: free operations beyond a certain threshold (or conversely up to a certain threshold); billing caps in case of multiple operations, per day, per month, or per year... Similarly, when a service is not offered or its price is unknown, it is replaced either by the maximum amount charged by other institutions when this rate should be present in the brochure, or by the average value charged to neutralize it, or by a zero value for an absent investment. Note: some banks only accept new clients on the condition that they meet certain income or deposit criteria. This is most often the case for online banks to obtain a free card."