Nearly ** percent of households in Kenya had access to formal financial services and products in 2021. Other **** percent accessed financial services through informal and non-regulated channels, such as moneylenders and shopkeepers. This represented a big leap from 2006 when only around ** percent had access to financial services, of which **** percent was reported to be informal. Moreover, a stable dip in the financially excluded population was registered, getting as low as ** percent in 2021 compared to **** percent in 2006. According to the source, the increase in financial inclusion in Kenya could be associated with the introduction of mobile financial services.
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Central Bank of Kenya. (December 15, 2021). Access to financial services and products in Kenya from 2006 to 2021 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 29, 2026, from /statistics/1219362/access-to-financial-services-and-products-in-kenya/
Central Bank of Kenya. "Access to financial services and products in Kenya from 2006 to 2021." Chart. December 15, 2021. ÌÇÐÄÆÆ½â°æ. Accessed July 29, 2026. /statistics/1219362/access-to-financial-services-and-products-in-kenya/
Central Bank of Kenya. (2021). Access to financial services and products in Kenya from 2006 to 2021. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 29, 2026. /statistics/1219362/access-to-financial-services-and-products-in-kenya/
Central Bank of Kenya. "Access to Financial Services and Products in Kenya from 2006 to 2021." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 15 Dec 2021, /statistics/1219362/access-to-financial-services-and-products-in-kenya/
Central Bank of Kenya, Access to financial services and products in Kenya from 2006 to 2021 ÌÇÐÄÆÆ½â°æ, /statistics/1219362/access-to-financial-services-and-products-in-kenya/ (last visited July 29, 2026)
Access to financial services and products in Kenya from 2006 to 2021 [Graph], Central Bank of Kenya, December 15, 2021. [Online]. Available: /statistics/1219362/access-to-financial-services-and-products-in-kenya/