Average mortgage rate between 1 and 5 years for the purchase of free-market housing granted by credit institutions in the euro area from January 2018 to November 2024
Characteristic
Type of official reference
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In March 2022, the average interest rate on mortgage loans with terms between 1 and 5 years for the purchase of free-market housing granted by credit institutions in the euro area began to rise, reaching **** percent in December 2023. Since then, a gradual decline has been observed, so that in November 2024 it stood at *** percent.
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Bank of Spain. (December 20, 2024). Average mortgage rate between 1 and 5 years for the purchase of free-market housing granted by credit institutions in the euro area from January 2018 to November 2024 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved August 05, 2026, from /statistics/1631383/types-of-mortgage-loans-1-5-years-for-free-housing-eurozone/
Bank of Spain. "Average mortgage rate between 1 and 5 years for the purchase of free-market housing granted by credit institutions in the euro area from January 2018 to November 2024." Chart. December 20, 2024. ÌÇÐÄÆÆ½â°æ. Accessed August 05, 2026. /statistics/1631383/types-of-mortgage-loans-1-5-years-for-free-housing-eurozone/
Bank of Spain. (2024). Average mortgage rate between 1 and 5 years for the purchase of free-market housing granted by credit institutions in the euro area from January 2018 to November 2024. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: August 05, 2026. /statistics/1631383/types-of-mortgage-loans-1-5-years-for-free-housing-eurozone/
Bank of Spain. "Average Mortgage Rate between 1 and 5 Years for The Purchase of Free-market Housing Granted by Credit Institutions in The Euro Area from January 2018 to November 2024." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 20 Dec 2024, /statistics/1631383/types-of-mortgage-loans-1-5-years-for-free-housing-eurozone/
Bank of Spain, Average mortgage rate between 1 and 5 years for the purchase of free-market housing granted by credit institutions in the euro area from January 2018 to November 2024 ÌÇÐÄÆÆ½â°æ, /statistics/1631383/types-of-mortgage-loans-1-5-years-for-free-housing-eurozone/ (last visited August 05, 2026)
Average mortgage rate between 1 and 5 years for the purchase of free-market housing granted by credit institutions in the euro area from January 2018 to November 2024 [Graph], Bank of Spain, December 20, 2024. [Online]. Available: /statistics/1631383/types-of-mortgage-loans-1-5-years-for-free-housing-eurozone/