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Average repayment period of mortgage loans established in Spain from 2012 to 2023

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Source

Release date

March 2024

Region

Spain

Survey time period

2012 - 2023

Special properties

data as of November of each year

Supplementary notes

The data represents the average repayment period of mortgages established per year.

Citation formats

Average term of mortgages established in Spain 2012-2023

Published by ÌÇÐÄÆƽâ°æ Research Department, Dec 18, 2025
Mortgages established in Spain between 2020 and 2023 have an average repayment term of between 23 and 24 years. It is worth noting that, since 2013, when loans had a repayment term of 20 years, there has been an upward trend in their average duration.
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Mortgages in EuropeMortgage industry in the U.S.Mortgage industry worldwide: developed marketsResidential real estate in EuropeResidential real estate in the Netherlands
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