Share of small and medium enterprises (SMEs) use of selected external finance types in the United Kingdom (UK) in 1st half of 2024, by nation and region
Characteristic
Credit cards
Bank overdrafts
Bank loans
Leasing, hire purchase, or vehicle finance
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Across the UK in the first half of 2024, small and medium enterprises' (SMEs) use of credit cards, bank overdrafts, bank loans, and leasing or vehicle finance varied by region. The North West and South West showed the highest uptake of credit cards, while Wales and Yorkshire had greater reliance on leasing and vehicle finance. These differences highlight the diversity of SME funding strategies among regions.
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British Business Bank. (February 28, 2025). Share of small and medium enterprises (SMEs) use of selected external finance types in the United Kingdom (UK) in 1st half of 2024, by nation and region [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved August 03, 2026, from /statistics/862069/smes-use-of-external-finance-types-in-the-uk-by-region/
British Business Bank. "Share of small and medium enterprises (SMEs) use of selected external finance types in the United Kingdom (UK) in 1st half of 2024, by nation and region." Chart. February 28, 2025. ÌÇÐÄÆƽâ°æ. Accessed August 03, 2026. /statistics/862069/smes-use-of-external-finance-types-in-the-uk-by-region/
British Business Bank. (2025). Share of small and medium enterprises (SMEs) use of selected external finance types in the United Kingdom (UK) in 1st half of 2024, by nation and region. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: August 03, 2026. /statistics/862069/smes-use-of-external-finance-types-in-the-uk-by-region/
British Business Bank. "Share of Small and Medium Enterprises (Smes) Use of Selected External Finance Types in The United Kingdom (Uk) in 1st Half of 2024, by Nation and Region." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 Feb 2025, /statistics/862069/smes-use-of-external-finance-types-in-the-uk-by-region/
British Business Bank, Share of small and medium enterprises (SMEs) use of selected external finance types in the United Kingdom (UK) in 1st half of 2024, by nation and region ÌÇÐÄÆƽâ°æ, /statistics/862069/smes-use-of-external-finance-types-in-the-uk-by-region/ (last visited August 03, 2026)
Share of small and medium enterprises (SMEs) use of selected external finance types in the United Kingdom (UK) in 1st half of 2024, by nation and region [Graph], British Business Bank, February 28, 2025. [Online]. Available: /statistics/862069/smes-use-of-external-finance-types-in-the-uk-by-region/
