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Share of people who have purchased something using a buy now, pay later (BNPL) option in the United States in June 2023, by credit score

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Source

Release date

September 2023

Region

United States

Survey time period

June 2023

Age group

18 years and older

Special properties

Survey responses from the New York Fed’s Survey of Consumer Expectations (SCE) Credit Access Survey.

Method of interview

Online panel

Supplementary notes

The figures do not add up to 100 because they show the percentage of people in each of those situations that used BNPL. For example, if 42.5 percent of people with a credit score below 620 used BNPL, that means that 57.5 percent of people with that credit score did not use BNPL.

Citation formats

Buy now, pay later (BNPL) usage in the U.S. 2023, by credit score

Published by ÌÇÐÄÆƽâ°æ Research Department, Jun 24, 2024

In June 2023, **** percent of people with a credit score below *** had used buy now, pay later (BNPL) in the United States. The relationship between the usage of BNPL and credit score was inversely proportional. People with higher credit scores had lower BNPL usage rates.

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Topics

BNPL (buy now, pay later) in the United StatesMobile payments in the United StatesConsumer Price Index and inflation in the U.S.Digital payments landscape in the United StatesOnline shopping behavior in the United States
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