Figures may not add up to 100 due to rounding by the source.
Survey forms were mailed to organizations. Completed forms were collected through the Inter-Ministry Information System for Official Statistics or by mail, etc.
Securitized loans: loans that have been sold through securitization support by the JHF (Flat 35, etc.) or through securitization other than Flat 35 etc.
Citation formats
Breakdown of new home loans in Japan FY 2017-2022, by interest rate type
In the fiscal year 2022, close to ** percent of housing loans newly issued by private financial institutions in Japan were variable-rate loans. Fixed-rate loans for a set period accounted for around ** percent of the amount of new home loans granted.
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e-Stat (Japan). (March 28, 2024). Distribution of new housing loans issued by private financial institutions in Japan from fiscal year 2017 to 2022, by type of interest rate [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 31, 2026, from /statistics/1293904/japan-distribution-of-new-home-loans-by-interest-rate-type/
e-Stat (Japan). "Distribution of new housing loans issued by private financial institutions in Japan from fiscal year 2017 to 2022, by type of interest rate." Chart. March 28, 2024. ÌÇÐÄÆƽâ°æ. Accessed July 31, 2026. /statistics/1293904/japan-distribution-of-new-home-loans-by-interest-rate-type/
e-Stat (Japan). (2024). Distribution of new housing loans issued by private financial institutions in Japan from fiscal year 2017 to 2022, by type of interest rate. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 31, 2026. /statistics/1293904/japan-distribution-of-new-home-loans-by-interest-rate-type/
e-Stat (Japan). "Distribution of New Housing Loans Issued by Private Financial Institutions in Japan from Fiscal Year 2017 to 2022, by Type of Interest Rate." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 28 Mar 2024, /statistics/1293904/japan-distribution-of-new-home-loans-by-interest-rate-type/
e-Stat (Japan), Distribution of new housing loans issued by private financial institutions in Japan from fiscal year 2017 to 2022, by type of interest rate ÌÇÐÄÆƽâ°æ, /statistics/1293904/japan-distribution-of-new-home-loans-by-interest-rate-type/ (last visited July 31, 2026)
Distribution of new housing loans issued by private financial institutions in Japan from fiscal year 2017 to 2022, by type of interest rate [Graph], e-Stat (Japan), March 28, 2024. [Online]. Available: /statistics/1293904/japan-distribution-of-new-home-loans-by-interest-rate-type/
