The average interest rate of instant access deposits in the United Kingdom (UK) has started declining since the second half of 2024. That was after the interest rates of those products soared in 2022 and 2023, peaking at **** percent in January 2024. In contrast, the interest rate of instant access deposits dropped to **** percent in April 2021. As of February 2026, the interest rate amounted to **** percent.
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Bank of England. (March 20, 2026). Average interest rate of instant access deposits by monetary financial institutions in the United Kingdom (UK) from January 2015 to February 2026 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 26, 2026, from /statistics/1455355/interest-rate-of-instant-access-deposits-uk/
Bank of England. "Average interest rate of instant access deposits by monetary financial institutions in the United Kingdom (UK) from January 2015 to February 2026." Chart. March 20, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 26, 2026. /statistics/1455355/interest-rate-of-instant-access-deposits-uk/
Bank of England. (2026). Average interest rate of instant access deposits by monetary financial institutions in the United Kingdom (UK) from January 2015 to February 2026. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 26, 2026. /statistics/1455355/interest-rate-of-instant-access-deposits-uk/
Bank of England. "Average Interest Rate of Instant Access Deposits by Monetary Financial Institutions in The United Kingdom (Uk) from January 2015 to February 2026." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 20 Mar 2026, /statistics/1455355/interest-rate-of-instant-access-deposits-uk/
Bank of England, Average interest rate of instant access deposits by monetary financial institutions in the United Kingdom (UK) from January 2015 to February 2026 ÌÇÐÄÆÆ½â°æ, /statistics/1455355/interest-rate-of-instant-access-deposits-uk/ (last visited July 26, 2026)
Average interest rate of instant access deposits by monetary financial institutions in the United Kingdom (UK) from January 2015 to February 2026 [Graph], Bank of England, March 20, 2026. [Online]. Available: /statistics/1455355/interest-rate-of-instant-access-deposits-uk/