October 2 to December 7, 2021, and March 17 to June 9, 2022**
Number of respondents
3,024 respondents
Age group
18 years and older
Method of interview
CATI, online interview
Supplementary notes
The source states that "Person-to-person payments include private payments between individuals which are not connected to the purchase of goods and services, e.g. the categories 'Charity (e.g. donations, people in need)' and 'Private payment to another person (e.g. family members, friends)' (...)".
*The source states that "The category 'Other' includes bank cheques, credit transfers, loyalty points, vouchers and gift cards and other payment instruments".
**The survey was carried out in two rounds. The sample share of the first survey round was set to 40%, and the share of the second round to 60%.
Citation formats
P2P payment means in terms of number and value of deals in Finland 2022
In 2022, cash was the most used payment method in Finland for person-to-person (P2P) payments in number of transactions. Mobile app payments followed, dominating 26 percent of the number of P2P payments while preserving 26 percent of the value of these transactions.
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ECB. (December 20, 2022). Share of payment methods for person-to-person (P2P) payments in terms of number and value of transactions in Finland in 2022 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 15, 2026, from /statistics/1410093/p2p-payment-methods-finland/
ECB. "Share of payment methods for person-to-person (P2P) payments in terms of number and value of transactions in Finland in 2022." Chart. December 20, 2022. ÌÇÐÄÆƽâ°æ. Accessed July 15, 2026. /statistics/1410093/p2p-payment-methods-finland/
ECB. (2022). Share of payment methods for person-to-person (P2P) payments in terms of number and value of transactions in Finland in 2022. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 15, 2026. /statistics/1410093/p2p-payment-methods-finland/
ECB. "Share of Payment Methods for Person-to-person (P2p) Payments in Terms of Number and Value of Transactions in Finland in 2022." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 20 Dec 2022, /statistics/1410093/p2p-payment-methods-finland/
ECB, Share of payment methods for person-to-person (P2P) payments in terms of number and value of transactions in Finland in 2022 ÌÇÐÄÆƽâ°æ, /statistics/1410093/p2p-payment-methods-finland/ (last visited July 15, 2026)
Share of payment methods for person-to-person (P2P) payments in terms of number and value of transactions in Finland in 2022 [Graph], ECB, December 20, 2022. [Online]. Available: /statistics/1410093/p2p-payment-methods-finland/
