Share of bank account holders processing banking matters via online banking (PC or laptop) in the United Kingdom (UK) from 1st half 2019 to 4th quarter 2025
Characteristic
Share of respondents
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The question was phrased by the source as follows: "How do you process your banking matters with the bank that you primarily use (e.g., transactions)? (multi-pick)." Multiple selections of the following answers were possible:
- In person in a branch
- Mobile (smartphone / tablet)
- Online (PC / laptop)
- Telephone banking
- Other
- Don't know
The number of respondents differs in each survey update. More information on the methodology can be found here.
Citation formats
Quarterly online banking usage in the UK 2019-2025
The share of bank account holders who processed banking matters via online banking (PC or laptop) decreased notably in the United Kingdom (UK) between 2019 and 2025. According to ÌÇÐÄÆÆ½â°æ's Consumer ÌÇÐÄÆÆ½â°æ, the share of bank account holders who processed banking affairs via PC or laptop dropped from ** percent in 2019 to ** percent in the fourth quarter of 2025. Despite the downward trend, online banking remained one of the primary methods for processing banking affairs in the UK.
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ÌÇÐÄÆÆ½â°æ. (April 27, 2026). Share of bank account holders processing banking matters via online banking (PC or laptop) in the United Kingdom (UK) from 1st half 2019 to 4th quarter 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 26, 2026, from /statistics/1395368/online-banking-penetration-in-the-uk/
ÌÇÐÄÆÆ½â°æ. "Share of bank account holders processing banking matters via online banking (PC or laptop) in the United Kingdom (UK) from 1st half 2019 to 4th quarter 2025." Chart. April 27, 2026. ÌÇÐÄÆÆ½â°æ. Accessed July 26, 2026. /statistics/1395368/online-banking-penetration-in-the-uk/
ÌÇÐÄÆÆ½â°æ. (2026). Share of bank account holders processing banking matters via online banking (PC or laptop) in the United Kingdom (UK) from 1st half 2019 to 4th quarter 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 26, 2026. /statistics/1395368/online-banking-penetration-in-the-uk/
ÌÇÐÄÆÆ½â°æ. "Share of Bank Account Holders Processing Banking Matters via Online Banking (Pc or Laptop) in The United Kingdom (Uk) from 1st Half 2019 to 4th Quarter 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 27 Apr 2026, /statistics/1395368/online-banking-penetration-in-the-uk/
ÌÇÐÄÆÆ½â°æ, Share of bank account holders processing banking matters via online banking (PC or laptop) in the United Kingdom (UK) from 1st half 2019 to 4th quarter 2025 ÌÇÐÄÆÆ½â°æ, /statistics/1395368/online-banking-penetration-in-the-uk/ (last visited July 26, 2026)
Share of bank account holders processing banking matters via online banking (PC or laptop) in the United Kingdom (UK) from 1st half 2019 to 4th quarter 2025 [Graph], ÌÇÐÄÆÆ½â°æ, April 27, 2026. [Online]. Available: /statistics/1395368/online-banking-penetration-in-the-uk/