Unbanked population in France 2011-2024| ��ƽ��

Share of unbanked individuals in France from 2011 to 2024, by age, gender, and income level

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Sources

Release date

July 2025

More information

Region

France

Survey time period

2011 to 2024

Number of respondents

approx. 1,000 per country

Age group

15 years and older

Special properties

The figures shown are from a global survey held every 3 years. The data for 2024 is the most recent available, and was released in July 2025; Entire civilian, noninstitutionalized population

Method of interview

Face-to-face interviews, telephone interviews

Supplementary notes

This question was phrased by the source as follows: "An account can be used to save money, to make or to receive payments, or to receive wages or financial help. Do you, either by yourself or together with someone else, currently have an account at a bank or another type of formal financial institution? Yes or no?"

The source only provided figures for those who answered "yes". The figures shown have been calculated.

Comparisons with 2021 may be affected by survey mode changes. COVID-19 moved many countries from face-to-face to phone surveys in 2021; some reverted in 2024. Phone surveys can under-represent unbanked groups, causing artificial changes in inclusion data. Large reported shifts likely reflect these measurement changes rather than real trends.

Citation formats

According to a survey, the share of young French respondents without access to a banking account virtually disappeared between 2017 and 2024. The decline in this particular group of respondents stood out compared to other demographics, and is likely the main cause of why the "unbanked" population - or those who or those who did not access to the services of a bank or another, similar financial organization - declined from *** percent in 2017 to *** percent by 2021. The report adds that men in France were more likely than women to be financially excluded from services like ATM machines, credit cards, or financial products like insurance or mortgages. The declining figures for unbanked population are reflected in the decreasing market share of cash in French physical stores.