The release date is the date the information was accessed.
* Total respondents count. The source posed this question to the 56 percent of respondents expecting a refund this year and those who received a refund last year.
Multiple answers were possible.
Citation formats
Leading ways consumers planned to spend their tax return refund in the U.S. 2026
In 2026, approximately half of consumers in the United States expecting a tax return refund intended to save that money. Around 30 percent of respondents planned to either pay down debt or use the money for everyday expenses.
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National Retail Federation. (May 15, 2026). Leading ways consumers planned to spend their tax return refund in the United States in 2026 [Graph]. In ÌÇÐÄÆƽâ°æ. Retrieved July 14, 2026, from /statistics/1370607/ways-to-spend-tax-return-refund-usa/
National Retail Federation. "Leading ways consumers planned to spend their tax return refund in the United States in 2026." Chart. May 15, 2026. ÌÇÐÄÆƽâ°æ. Accessed July 14, 2026. /statistics/1370607/ways-to-spend-tax-return-refund-usa/
National Retail Federation. (2026). Leading ways consumers planned to spend their tax return refund in the United States in 2026. ÌÇÐÄÆƽâ°æ. ÌÇÐÄÆƽâ°æ Inc.. Accessed: July 14, 2026. /statistics/1370607/ways-to-spend-tax-return-refund-usa/
National Retail Federation. "Leading Ways Consumers Planned to Spend Their Tax Return Refund in The United States in 2026." ÌÇÐÄÆƽâ°æ, ÌÇÐÄÆƽâ°æ Inc., 15 May 2026, /statistics/1370607/ways-to-spend-tax-return-refund-usa/
National Retail Federation, Leading ways consumers planned to spend their tax return refund in the United States in 2026 ÌÇÐÄÆƽâ°æ, /statistics/1370607/ways-to-spend-tax-return-refund-usa/ (last visited July 14, 2026)
Leading ways consumers planned to spend their tax return refund in the United States in 2026 [Graph], National Retail Federation, May 15, 2026. [Online]. Available: /statistics/1370607/ways-to-spend-tax-return-refund-usa/
