Banker expectations for key industry indicators have turned increasingly negative, according to a quarterly survey. Between Q3 2024 and Q2 2025, a growing share of respondents anticipated worsening conditions in deposit competition, funding costs, and loan demand. Sentiment deteriorated most notably in Q4 2024 and again in Q2 2025.
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IntraFi. (August 4, 2025). Banker expectations in key financial indicators of the banking industry in the United States from 3rd quarter 2024 to 2nd quarter 2025 [Graph]. In ÌÇÐÄÆÆ½â°æ. Retrieved July 21, 2026, from /statistics/1124862/us-banker-expectations-financial-indicators/
IntraFi. "Banker expectations in key financial indicators of the banking industry in the United States from 3rd quarter 2024 to 2nd quarter 2025." Chart. August 4, 2025. ÌÇÐÄÆÆ½â°æ. Accessed July 21, 2026. /statistics/1124862/us-banker-expectations-financial-indicators/
IntraFi. (2025). Banker expectations in key financial indicators of the banking industry in the United States from 3rd quarter 2024 to 2nd quarter 2025. ÌÇÐÄÆÆ½â°æ. ÌÇÐÄÆÆ½â°æ Inc.. Accessed: July 21, 2026. /statistics/1124862/us-banker-expectations-financial-indicators/
IntraFi. "Banker Expectations in Key Financial Indicators of The Banking Industry in The United States from 3rd Quarter 2024 to 2nd Quarter 2025." ÌÇÐÄÆÆ½â°æ, ÌÇÐÄÆÆ½â°æ Inc., 4 Aug 2025, /statistics/1124862/us-banker-expectations-financial-indicators/
IntraFi, Banker expectations in key financial indicators of the banking industry in the United States from 3rd quarter 2024 to 2nd quarter 2025 ÌÇÐÄÆÆ½â°æ, /statistics/1124862/us-banker-expectations-financial-indicators/ (last visited July 21, 2026)
Banker expectations in key financial indicators of the banking industry in the United States from 3rd quarter 2024 to 2nd quarter 2025 [Graph], IntraFi, August 4, 2025. [Online]. Available: /statistics/1124862/us-banker-expectations-financial-indicators/