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Composition of loans to households in the European Union as of November 2024, by country

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Sources

Release date

January 2025

Region

Austria, Belgium, Bulgaria, Europe, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, EU

Survey time period

November 2024

Special properties

Distribution of loans as a share of all lending to households.

Supplementary notes

Figures calculated by ÌÇÐÄÆƽâ°æ using the outstanding value of loans of and published by the European Central Bank.

Citation formats

Composition of loans to households in the EU 2024, by country

Published by ÌÇÐÄÆƽâ°æ Research Department, Jan 23, 2025

As of November 2024, mortgages made up most the loans provided to households in most countries of the European Union. In several Eastern European countries such as Bulgaria, Hungary and Romania, consumer lending also had a significant market share, amounting to over ** percent. Meanwhile, in many Western and Northern European countries over ** percent of loans to households were mortgages.

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Statistics on " Household debt and loans in Europe "

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Other statistics that may interest you Household debt and loans in Europe

Overview

5

Debt-to-income ratio

8

Types of debt

8

Mortgages

8

Consumer loans

8

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Topics

Household debt and loans in EuropeMedical debt in the U.S.Personal debt in the U.S.Consumer lending in the UKBank loans in France
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