U.S. share of cash| ��ƽ��

Share of ATM cash relative to the flow of other domestic payments at point of sale (POS) in the United States from 2015 to 2021

Characteristic	Share of cash
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Release date

March 2025

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Region

United States

Survey time period

March 2025

Special properties

The numbers provided have been calculated by ��ƽ��, using numbers on ATM cash withdrawals. See the "Details" tab for more information. Note that this figure is only researched once every three years in the United States.

Supplementary notes

No data is available that covers the exact volume of transactions conducted with cash. To make a credible estimation, this calculation looked at the following indicators:

Value of ATM cash withdrawals (or general cash withdrawals, if ATM data is not available). This figure is relatively rare in the United States. The figures used here come from the - the latest version being released in April 2023;

These are then calculated against a total that also include the following:

Value of card and e-money payments;
Value of check (cheque) transactions;
Value of direct debits;
Value of instant payments, also referred to as fast payments or real-time payments.

More information can be found in this .

All values were in local currency. Note, however, that not all figures are always obtainable, and publication delays may occur.

Citation formats

The share of cash at points-of-sale was estimated to be around ** percent, although this is based on a limited amount of information. No data exists on the actual use of cash money, outside of survey diaries. To that end, the numbers shown here are estimations based on the available data regarding cash withdrawals and payment transactions, and assume that consumers who withdraw cash money are likely to spend this in a physical store. As not all payment data is readily available, like the use of OTC or over-the-counter cash withdrawals, note this can still mean that the cash share numbers provided here are not necessarily accurate. In the case of the United States, figures are less publicly available than for, for example, European countries, as especially the ATM cash withdrawals is not measured often. One of the reasons the figures provided here look relatively old is because some of its measurements stem a three-year annual survey. Instead, the country does focus a lot more on data covering "noncash" payments.